你我贷增加前筛限制

src/main/java/com/quantgroup/asset/distribution/controller/NiWoDaiController.java

@@ -126,9 +126,4 @@ public class NiWoDaiController {
         }
         return true;
     }
-
-    public static void main(String[] args) throws FileNotFoundException {
+}
\ No newline at end of file
-        System.out.println(ResourceUtils.getURL("classpath:").getPath());
-
-    }
-}

src/main/java/com/quantgroup/asset/distribution/service/asset/impl/AssetAttributeServiceImpl.java

@@ -62,7 +62,10 @@ public class AssetAttributeServiceImpl implements IAssetAttributeService {
 		Map<String, Object> data = new HashMap<>();
 		// 决策特征Key
 		Set<String> decKeys = new HashSet<>();
+		// 自有属性
 		Set<String> propertyKeys = new HashSet<>();
+		// 必填特征...慎用，会花钱的
+		Set<String> necessaryKeys = new HashSet<>();
 		decKeys.add(AssetAttributeConstants.USER_LOAN_TYPE);
 		if (assetAttributeExtendConfigList != null && assetAttributeExtendConfigList.size() > 0) {
 			for (AssetAttributeExtendConfig config : assetAttributeExtendConfigList) {
@@ -71,39 +74,70 @@ public class AssetAttributeServiceImpl implements IAssetAttributeService {
 				} else if (config.getAssetAttributeType() == 2) {
 					// 自有属性，amount和term
 					propertyKeys.add(config.getAssetAttributeCode());
+				} else if (config.getAssetAttributeType() == 3) {
+					// 决策必填特征
+					necessaryKeys.add(config.getAssetAttributeCode());
 				}
+
 			}
 		}
 		// 请求决策特征
 		Map<String, Object> decAttributeValue = getDecAttributeValue(decKeys, assetForm);
 		data.putAll(decAttributeValue);
+		// 必填特征, 慎用....
+		Map<String, Object> necAttributeValue = getDecNecAttributeValue(necessaryKeys, assetForm, data);
+		data.putAll(necAttributeValue);
 		// 自有属性
 		Map<String, Object> propertyValue = getPropertyAttributeValue(propertyKeys, assetForm);
 		data.putAll(propertyValue);
 		log.info("用户所有资产扩展属性获取完成, uuid : {}, assetNo : {}, bizNo : {}, bizType : {}, 耗时 : {}", assetForm.getUuid(), assetForm.getAssetNo(), assetForm.getBizNo(), assetForm.getBizType(), stopwatch.stop().elapsed(TimeUnit.MILLISECONDS));
 		return data;
 	}
-	
+
+	/**
+	 * 获取必填特征
+	 * @param necessaryKeys
+	 * @param assetForm
+	 * @param data
+	 * @return
+	 */
+	public Map<String, Object> getDecNecAttributeValue(Set<String> necessaryKeys, AssetForm assetForm, Map<String, Object> data) {
+		return getDecFeatureValueCommon(necessaryKeys, assetForm, 1);
+	}
+
 	/**
 	 * 获取所有决策特征属性值
 	 * @param decKeys
+	 * @param assetForm
 	 * @return
 	 */
 	public Map<String, Object> getDecAttributeValue(Set<String> decKeys, AssetForm assetForm) {
-		if (CollectionUtils.isEmpty(decKeys)) { return MapUtils.EMPTY_MAP; }
+		return getDecFeatureValueCommon(decKeys, assetForm, 0);
+	}
+
+	/**
+	 *
+	 * @param keys
+	 * @param assetForm
+	 * @param type
+	 * @return
+	 */
+	public Map<String, Object> getDecFeatureValueCommon(Set<String> keys, AssetForm assetForm, int type) {
+		if (CollectionUtils.isEmpty(keys)) { return MapUtils.EMPTY_MAP; }
 		Stopwatch stopwatch = Stopwatch.createStarted();
 		String result = httpService.post(ruleEngineURL + "/feature/get", new HashMap<String, String>(){{
 			put("uuid", assetForm.getUuid());
 			put("bizChannel", assetForm.getBizChannel());
 			put("bizNo", assetForm.getBizNo());
 			put("bizType", assetForm.getBizType());
-			put("keys", StringUtils.join(decKeys, ","));
+			put("keys", StringUtils.join(keys, ","));
 			put("method", "0");
+			put("type", type + "");
 		}});
 		JSONObject resultJSON = null;
-		QGPreconditions.checkArgument(StringUtils.isNotEmpty(result) && (resultJSON = JSON.parseObject(result)).getInteger("code") == 0, QGExceptionType.GET_DEC_ATTRIBUTE_VALUE_ERROR, assetForm.getUuid(), JSON.toJSONString(decKeys));
+		QGPreconditions.checkArgument(StringUtils.isNotEmpty(result) && (resultJSON = JSON.parseObject(result)).getInteger("code") == 0, QGExceptionType.GET_DEC_ATTRIBUTE_VALUE_ERROR, assetForm.getUuid(), JSON.toJSONString(keys));
 		Map<String, Object > data = resultJSON.getJSONObject("body");
-		log.info("决策特征属性获取完成, uuid : {}, assetNo : {}, bizChannel : {}, bizNo : {}, bizType : {}, data : {}, 耗时 : {}", assetForm.getUuid(), assetForm.getAssetNo(), assetForm.getBizChannel(), assetForm.getBizNo(), assetForm.getBizType(), JSON.toJSONString(data), stopwatch.stop().elapsed(TimeUnit.MILLISECONDS));
+		log.info("决策特征属性获取完成, uuid : {}, assetNo : {}, bizChannel : {}, bizNo : {}, bizType : {}, type : {}, data : {}, 耗时 : {}", assetForm.getUuid(), assetForm.getAssetNo(), assetForm.getBizChannel(), assetForm.getBizNo(), assetForm.getBizType(), type, JSON.toJSONString(data), stopwatch.stop().elapsed(TimeUnit.MILLISECONDS));
 		return data;
 	}
 	

src/main/java/com/quantgroup/asset/distribution/service/funding/IAidFundAssetService.java

@@ -17,7 +17,7 @@ public interface IAidFundAssetService {
      * @param assetForm
      * @return
      */
-    public boolean preAudit(AssetForm assetForm, String fundId);
+    public boolean preAudit(AssetForm assetForm, String fundId, Map<String, Object> data);
 
     /**
      * 进件审核

src/main/java/com/quantgroup/asset/distribution/service/funding/impl/AidFundAssetServiceImpl.java

@@ -26,10 +26,10 @@ public class AidFundAssetServiceImpl implements IAidFundAssetService {
     private INiwodaiAssetService niwodaiAssetService;
 
     @Override
-    public boolean preAudit(AssetForm assetForm, String fundId) {
+    public boolean preAudit(AssetForm assetForm, String fundId, Map<String, Object> data) {
         switch (fundId) {
             case AidFundConstants.FundId.NIWODAI : {
-                return niwodaiAssetService.preAudit(assetForm.getUuid()).getPass().booleanValue();
+                return niwodaiAssetService.preAudit(assetForm.getUuid(), data).getPass().booleanValue();
             }
             default :
                 throw new QGException(QGExceptionType.UNKNOW_AID_FUND_ID);

src/main/java/com/quantgroup/asset/distribution/service/funding/impl/AidFundRouteServiceImpl.java

@@ -115,7 +115,7 @@ public class AidFundRouteServiceImpl implements IAidFundRouteService {
                     if (status == AidFundStatus.Route.PRE_PASS) {
                         accessResult = true;
                     } else {
-                        accessResult = aidFundAssetService.preAudit(assetForm, aidLoanFundConfig.getFundId());
+                        accessResult = aidFundAssetService.preAudit(assetForm, aidLoanFundConfig.getFundId(), data);
                         // 保存主贷资金路由记录
                         aidLoanFundRouteRecord = new AidLoanFundRouteRecord();
                         aidLoanFundRouteRecord.setAidFundRouteStatus(accessResult ? AidFundStatus.Route.PRE_PASS : AidFundStatus.Route.PRE_REJECT);//1-准入成功 2-准入失败 3-进件完成

src/main/java/com/quantgroup/asset/distribution/service/niwodai/INiwodaiAssetService.java

@@ -13,7 +13,7 @@ public interface INiwodaiAssetService {
 
     NiwodaiIncomingResultResponseVO incomingResult(String orderId);
 
-    NiwodaiDataImportCheckResponseVO preAudit(String uuid);
+    NiwodaiDataImportCheckResponseVO preAudit(String uuid, Map<String, Object> data);
 
     NiwodaiIncomingResponseVO incoming(AssetForm assetForm, Map<String, Object> data, Asset asset);
 

src/main/java/com/quantgroup/asset/distribution/service/niwodai/impl/NiwodaiAssetServiceImpl.java

@@ -72,16 +72,35 @@ public class NiwodaiAssetServiceImpl implements INiwodaiAssetService {
     }
 
     @Override
-    public NiwodaiDataImportCheckResponseVO preAudit(String uuid) {
+    public NiwodaiDataImportCheckResponseVO preAudit(String uuid, Map<String, Object> data) {
         NiwodaiDataImportCheckRequestVO requestVO = new NiwodaiDataImportCheckRequestVO();
         UserSysResult<UserInfo> userInfoByUuid = userSdkService.findUserInfoByUuid(uuid);
         if (!userInfoByUuid.isSuccess()){
             log.error("你我贷准入检查获取用户中心信息失败 uuid : {}",uuid);
             throw new QGException(QGExceptionType.GET_USER_INFO_ERROR);
         }
+        // 因为渠道限制不一样，死条件先在代码里写死
         String phoneNo = userInfoByUuid.getData().getPhoneNo();
         if (phoneNo.startsWith("170") || phoneNo.startsWith("171")) {
-            log.info("你我贷准入检查, 用户手机号段过滤, uuid : {}, phone : {}", uuid, phoneNo);
+            log.info("你我贷准入检查, 用户手机号段过滤, uuid : {}, phone : {}", uuid, getPhoneNoMask(phoneNo));
+            return NiwodaiDataImportCheckResponseVO.createPassFalse();
+        }
+        // 年龄过滤, 23>= age <= 50 通过，其余拒绝
+        Integer age = (Integer)data.get("user_age");
+        if (age == null || age.intValue() < 23 || age.intValue() > 50) {
+            log.info("你我贷准入检查, 用户年龄过滤, uuid : {}, age : {}", uuid, age);
+            return NiwodaiDataImportCheckResponseVO.createPassFalse();
+        }
+        // 用户归属地过滤，西藏、新疆、福建过滤
+        String province = (String)data.get("user_province_code");
+        if (StringUtils.isEmpty(province) || province.startsWith("-999999") || "54".equals(province.trim()) || "65".equals(province.trim()) || "35".equals(province.trim())) {
+            log.info("你我贷准入检查, 用户归属地过滤, uuid : {}, province : {}", uuid, province);
+            return NiwodaiDataImportCheckResponseVO.createPassFalse();
+        }
+        // 黑名单过滤
+        Integer countBlackList = (Integer)data.get("filter_user_info_in_black");
+        if (countBlackList == null || countBlackList.intValue() > 0) {
+            log.info("你我贷准入检查, 用户黑名单过滤, uuid : {}, countBlackList : {}", uuid, countBlackList);
             return NiwodaiDataImportCheckResponseVO.createPassFalse();
         }
         requestVO.setPhone(getPhoneNoMask(phoneNo));
@@ -473,5 +492,14 @@ public class NiwodaiAssetServiceImpl implements INiwodaiAssetService {
         return riskData;
     }
 
-
+    public static void main(String[] args) {
+        Map<String, Object> data=  new HashMap<>();
+        Integer age = (Integer)data.get("user_age");
+        System.out.println(age);
+        if (age == null || age.intValue() < 22 || age.intValue() > 50) {
+            System.out.println("不要");
+        } else {
+            System.out.println("要");
+        }
+    }
 }