where loan_id=(select id from xyqb.loan_application_history where business_type=0 and user_id=(select id from xyqb_user.user where phone_no =$phone_no) and is_active=1);
where loan_id=(select id from xyqb.loan_application_history where business_type=0 and user_id=(select id from xyqb_user.user where phone_no =$phone_no) and is_active=1);