风控层-授信结果校验

src/main/java/com/quantgroup/asset/distribution/service/jpa/repository/IChannelRuleRepository.java

@@ -9,7 +9,7 @@ import java.util.List;
 public interface IChannelRuleRepository extends JpaRepository<ChannelRuleEntity, Long>, QueryDslPredicateExecutor<ChannelRuleEntity> {
     ChannelRuleEntity getByFundProductIdEquals(long fundProductId);
 
-    List<ChannelRuleEntity> getByChannelIdOrderByPriority(long channelId);
+    List<ChannelRuleEntity> getByChannelIdAndCreditResultOrderByPriority(long channelId, Integer creditResult);
 
     List<ChannelRuleEntity> getAllByEnableEquals(Boolean enable);
 
@@ -19,5 +19,5 @@ public interface IChannelRuleRepository extends JpaRepository<ChannelRuleEntity,
 
     void deleteAllByChannelIdEqualsAndEnableEquals(Long channelId,Boolean enable);
 
-    List<ChannelRuleEntity> getByChannelIdAndFundProductIdOrderByPriority(long channelId, long fundProductId);
+    List<ChannelRuleEntity> getByChannelIdAndFundProductIdAndCreditResultOrderByPriority(long channelId, long fundProductId, Integer creditResult);
 }

src/main/java/com/quantgroup/asset/distribution/service/newrule/CoreFilter.java

@@ -92,13 +92,16 @@ public class CoreFilter {
             List<FinanceProduct> financeProducts = new ArrayList<>();
             List<RoutingRecordVO> routingRecordList = new ArrayList<>();
             UserAssociationBean associationBean = userCenterService.getUserAssociationBean(auditResponce.getUuid());
-            if (auditResponce.getAuditResult()) {
             //白名单
             WhiteListEntity whiteListEntity = whiteListRepository.getByPhoneEquals(associationBean.getPhoneNo());
             if (whiteListEntity != null && whiteListEntity.getStatus().equals(Byte.valueOf("1"))) {
-                    channelRuleEntityList = channelRuleRepository.getByChannelIdAndFundProductIdOrderByPriority(Long.parseLong(auditResponce.getBizChannel()), whiteListEntity.getFundProductId());
+                channelRuleEntityList = channelRuleRepository
+                    .getByChannelIdAndFundProductIdAndCreditResultOrderByPriority(Long.parseLong(auditResponce.getBizChannel()),
+                        whiteListEntity.getFundProductId(), auditResponce.getAuditResult() ? 1 : 0);
             } else {
-                    channelRuleEntityList = channelRuleRepository.getByChannelIdOrderByPriority(Long.parseLong(auditResponce.getBizChannel()));
+                channelRuleEntityList = channelRuleRepository
+                    .getByChannelIdAndCreditResultOrderByPriority(Long.parseLong(auditResponce.getBizChannel()),
+                        auditResponce.getAuditResult() ? 1 : 0);
             }
             if (CollectionUtils.isEmpty(channelRuleEntityList)) {
                 log.error("渠道配置产品集不存在，运营人员配置有问题, bizNo:{}", auditResponce.getBizNo());
@@ -125,7 +128,7 @@ public class CoreFilter {
                 auditResponce.setAuditResult(false);
             } else {
                 result.setFinanceProducts(JSON.toJSONString(financeProducts));
-                }
+                auditResponce.setAuditResult(true);
             }
             log.info("coreHandle | 通知业务系统审核结果");
             Map<String, String> response = httpService.postHasResponse(auditResponce.getCallbackUrl(), result.get(auditResponce));
@@ -217,14 +220,15 @@ public class CoreFilter {
             log.error("channelId不符");
             return Boolean.FALSE;
         }
+
         //如果配置不为空，则匹配参数是否符合
         if (StringUtils.isNotBlank(channelRuleEntity.getUserLevel())
-            && !channelRuleEntity.getUserLevel().contains(auditResponce.getCreditLevel())) {
+            && (StringUtils.isEmpty(auditResponce.getCreditLevel()) || !channelRuleEntity.getUserLevel().contains(auditResponce.getCreditLevel()))) {
             log.error("CreditLevel不符 userLevel:{}", auditResponce.getCreditLevel());
             return Boolean.FALSE;
         }
         if (StringUtils.isNotBlank(channelRuleEntity.getUserTag())
-                && !channelRuleEntity.getUserTag().contains(auditResponce.getUserTag())) {
+                && (StringUtils.isEmpty(auditResponce.getUserTag()) || !channelRuleEntity.getUserTag().contains(auditResponce.getUserTag()))) {
             log.error("UserTag不符, userTag:{}", auditResponce.getUserTag());
             return Boolean.FALSE;
         }