你我贷

src/main/java/com/quantgroup/asset/distribution/config/http/HttpClientConfig.java

@@ -11,19 +11,24 @@ import org.apache.http.conn.ConnectionKeepAliveStrategy;
 import org.apache.http.conn.socket.ConnectionSocketFactory;
 import org.apache.http.conn.socket.PlainConnectionSocketFactory;
 import org.apache.http.conn.ssl.SSLConnectionSocketFactory;
+import org.apache.http.conn.ssl.TrustSelfSignedStrategy;
 import org.apache.http.impl.client.CloseableHttpClient;
 import org.apache.http.impl.client.DefaultConnectionKeepAliveStrategy;
 import org.apache.http.impl.client.HttpClients;
 import org.apache.http.impl.conn.PoolingHttpClientConnectionManager;
 import org.apache.http.protocol.HttpContext;
+import org.apache.http.ssl.SSLContexts;
 import org.springframework.context.annotation.Bean;
 import org.springframework.context.annotation.Configuration;
 
 import javax.net.ssl.*;
+import java.io.File;
+import java.io.FileInputStream;
 import java.io.IOException;
 import java.net.SocketTimeoutException;
 import java.net.UnknownHostException;
 import java.security.KeyManagementException;
+import java.security.KeyStore;
 import java.security.NoSuchAlgorithmException;
 import java.security.SecureRandom;
 import java.security.cert.CertificateException;
@@ -100,5 +105,66 @@ public class HttpClientConfig {
                 .build();
     }
 
+    @Bean("niwodaiHttpsClient")
+    public CloseableHttpClient niwodaiHttpsClient() throws Exception{
+        /**
+         * 创建TrustManager
+         */
+        X509TrustManager xtm = new X509TrustManager() {
+            @Override
+            public void checkClientTrusted(X509Certificate[] chain, String authType) {
+            }
+
+            @Override
+            public void checkServerTrusted(X509Certificate[] chain, String authType) {
+            }
+
+            @Override
+            public X509Certificate[] getAcceptedIssuers() {
+                return null;
+            }
+        };
+        KeyStore keyStore = KeyStore.getInstance("PKCS12");
+        keyStore.load(new FileInputStream(new File("F:\\9_QFNEW\\data-export-platform\\src\\main\\resources\\niwodai\\qg-keystore.jks")), "password".toCharArray());
+        SSLContext sslcontext = SSLContexts.custom()
+                .loadTrustMaterial(new File("F:\\9_QFNEW\\data-export-platform\\src\\main\\resources\\niwodai\\qg-truststore.jks"), "password".toCharArray(), new TrustSelfSignedStrategy())
+                .loadKeyMaterial(keyStore, "password".toCharArray())
+                .build();
+        SSLConnectionSocketFactory sslConnectionSocketFactory = new SSLConnectionSocketFactory(
+                sslcontext,
+                new String[]{"TLSv1.2"},
+                null,
+                SSLConnectionSocketFactory.getDefaultHostnameVerifier());
+        Registry<ConnectionSocketFactory> socketFactoryRegistry = RegistryBuilder.<ConnectionSocketFactory>create()
+                .register("http", PlainConnectionSocketFactory.getSocketFactory())
+                .register("https", sslConnectionSocketFactory)
+                .build();
+        // connection manager
+        PoolingHttpClientConnectionManager connectionManager = new PoolingHttpClientConnectionManager(socketFactoryRegistry);
+        connectionManager.setMaxTotal(10000);
+        connectionManager.setDefaultMaxPerRoute(1000);
 
+        HttpRequestRetryHandler retryHandler = new HttpRequestRetryHandler() {
+            @Override
+            public boolean retryRequest(IOException arg0, int retryTimes, HttpContext arg2) {
+                if (retryTimes >= 2)
+                    return false;
+                if (arg0 instanceof UnknownHostException || arg0 instanceof ConnectTimeoutException
+                        || !(arg0 instanceof SSLException) || arg0 instanceof SocketTimeoutException)
+                    return true;
+                HttpClientContext clientContext = HttpClientContext.adapt(arg2);
+                HttpRequest request = clientContext.getRequest();
+                if (!(request instanceof HttpEntityEnclosingRequest)) // 如果请求被认为是幂等的，那么就重试。即重复执行不影响程序其他效果的
+                    return true;
+                return false;
+            }
+        };
+        // keep alive strategy
+        ConnectionKeepAliveStrategy keepAliveStrategy = new DefaultConnectionKeepAliveStrategy();
+        return HttpClients.custom()
+                .setConnectionManager(connectionManager)
+                .setRetryHandler(retryHandler)
+                .setKeepAliveStrategy(keepAliveStrategy)
+                .build();
+    }
 }

src/main/java/com/quantgroup/asset/distribution/constant/RedisKeyConstants.java

@@ -26,4 +26,8 @@ public class RedisKeyConstants {
      * 分发失败节点记录
      */
     public final static String DISTRIBUTE_FAIL_TYPE_RECORD = "ASSET.DISTRIBUTE.DISTRIBUTE.FAIL.TYPE.KEY.8SAWNB_";
+    /**
+     * 你我贷token
+     */
+    public static final String NI_WO_DAI_TOKEN_KEY = "DATA_EXPORT_PLATFORM:NIWODAI:TOKEN:YHALEA";
 }

src/main/java/com/quantgroup/asset/distribution/service/httpclient/IHttpService.java

@@ -78,4 +78,8 @@ public interface IHttpService {
     public Map<String,String> postHasResponse(String url, Map<String, String> parameters);
 
     public String post(String uri, Map<String, String> headers,Map<String, String> parameters,boolean isLog,int timeOut);
+
+    String postNiwodai(String uri, Map<String, String> headers, Map<String, String> parameters, boolean isLog);
+
+    String postNiwodaiJson(String uri, Map<String, String> headers, String jsonParams, boolean isLog);
 }

src/main/java/com/quantgroup/asset/distribution/service/httpclient/impl/HttpServiceImpl.java

@@ -47,6 +47,9 @@ public class HttpServiceImpl implements IHttpService {
     @Autowired
     @Qualifier("httpClient")
     private CloseableHttpClient httpClient;
+    @Autowired
+    @Qualifier("niwodaiHttpsClient")
+    private CloseableHttpClient niwodaiHttpsClient;
 
     @Override
     public String get(String uri) {
@@ -275,6 +278,73 @@ public class HttpServiceImpl implements IHttpService {
             IOUtils.closeQuietly(httpResponse);
         }
     }
+
+    @Override
+    public String postNiwodai(String uri, Map<String, String> headers, Map<String, String> parameters, boolean isLog) {
+        return doniwodaiHttps(RequestBuilder.post(),uri,headers,parameters,isLog,TIME_OUT_60);
+    }
+
+    @Override
+    public String postNiwodaiJson(String uri,Map<String, String> headers, String jsonParams,boolean isLog) {
+        return doniwodaiObjectHttps(RequestBuilder.post(),uri,headers,jsonParams,isLog,TIME_OUT_60);
+    }
+
+    public String doniwodaiObjectHttps(RequestBuilder requestBuilder, String uri, Map<String, String> headers, String jsonParams, boolean isLog, int timeOut){
+        String method = requestBuilder.getMethod();
+        HttpEntity httpEntity = null;
+        CloseableHttpResponse httpResponse = null;
+        try {
+            requestBuilder.setUri(uri);
+            this.setConfig(requestBuilder,timeOut);
+            this.setHeader(requestBuilder, headers);
+            this.setParameter(requestBuilder, jsonParams);
+            httpResponse = niwodaiHttpsClient.execute(requestBuilder.build());
+            int statusCode = httpResponse.getStatusLine().getStatusCode();
+            String response = null;
+            if(statusCode==200){
+                httpEntity = httpResponse.getEntity();
+                response = EntityUtils.toString(httpEntity, "UTF-8");
+            }
+            if(isLog) {
+                LOGGER.info("{}, uri:{},parameters:{},response:{},statusCode:{}", method, uri, jsonParams,response,statusCode);
+            }
+            return response;
+        } catch (Exception e) {
+            LOGGER.error("{}, uri:{}, parameters:{}", method, uri, jsonParams, e);
+            return null;
+        } finally {
+            EntityUtils.consumeQuietly(httpEntity);
+            IOUtils.closeQuietly(httpResponse);
+        }
+    }
+
+    public String doniwodaiHttps(RequestBuilder requestBuilder, String uri, Map<String, String> headers, Map<String, String> parameters, boolean isLog, int timeOut){
+        String method = requestBuilder.getMethod();
+        HttpEntity httpEntity = null;
+        CloseableHttpResponse httpResponse = null;
+        try {
+            requestBuilder.setUri(uri);
+            this.setConfig(requestBuilder,timeOut);
+            this.setHeader(requestBuilder, headers);
+            this.setParameter(requestBuilder, parameters);
+            httpResponse = niwodaiHttpsClient.execute(requestBuilder.build());
+            int statusCode = httpResponse.getStatusLine().getStatusCode();
+            String response = null;
+            if(statusCode==200){
+                httpEntity = httpResponse.getEntity();
+                response = EntityUtils.toString(httpEntity, "UTF-8");
+            }
+            if(isLog)
+                LOGGER.info("{}, uri:{},parameters:{},response:{},statusCode:{}", method, uri, parameters,response,statusCode);
+            return response;
+        } catch (Exception e) {
+            LOGGER.error("{}, uri:{}, parameters:{}", method, uri, parameters, e);
+            return null;
+        } finally {
+            EntityUtils.consumeQuietly(httpEntity);
+            IOUtils.closeQuietly(httpResponse);
+        }
+    }
     /**
      * Set Parameter
      *

src/main/java/com/quantgroup/asset/distribution/service/niwodai/INiwodaiService.java

+package com.quantgroup.asset.distribution.service.niwodai;
+
+
+import com.quantgroup.asset.distribution.service.niwodai.vo.NiwodaiDataImportCheckRequestVO;
+import com.quantgroup.asset.distribution.service.niwodai.vo.NiwodaiDataImportCheckResponseVO;
+import com.quantgroup.asset.distribution.service.niwodai.vo.NiwodaiIncomingRequestVO;
+import com.quantgroup.asset.distribution.service.niwodai.vo.NiwodaiIncomingResponseVO;
+
+public interface INiwodaiService {
+
+   NiwodaiDataImportCheckResponseVO dataImportCheck(NiwodaiDataImportCheckRequestVO requestVO);
+
+
+   NiwodaiIncomingResponseVO incoming(NiwodaiIncomingRequestVO niwodaiIncomingRequestVO);
+}

src/main/java/com/quantgroup/asset/distribution/service/niwodai/impl/NiwodaiServiceImpl.java

+package com.quantgroup.asset.distribution.service.niwodai.impl;
+
+import com.alibaba.fastjson.JSON;
+import com.google.common.collect.Maps;
+import com.quantgroup.asset.distribution.constant.RedisKeyConstants;
+import com.quantgroup.asset.distribution.exception.QGException;
+import com.quantgroup.asset.distribution.service.httpclient.IHttpService;
+import com.quantgroup.asset.distribution.service.niwodai.INiwodaiService;
+import com.quantgroup.asset.distribution.service.niwodai.vo.*;
+import com.quantgroup.asset.distribution.service.redis.IRedisService;
+import lombok.extern.slf4j.Slf4j;
+import org.apache.commons.lang3.StringUtils;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Service;
+
+import java.util.Base64;
+import java.util.Map;
+import java.util.concurrent.TimeUnit;
+
+import static com.quantgroup.asset.distribution.exception.QGExceptionType.COMMON_THIRD_PARTY_TIMEOUT;
+
+
+@Slf4j
+@Service
+public class NiwodaiServiceImpl implements INiwodaiService {
+
+    final static String domain = "https://api.preprod.geerong.com:8443/test";
+
+    final static String domain2 = "https://api.preprod.geerong.com:8443/al/test/asset";
+
+    final static String dataImportCheckUrl = domain2 + "/std/v1/entry";
+
+    final static String authUrl = domain + "/oauth/token";
+
+    final static String incomingUrl = domain2 + "/std/v1/apply";
+
+    final static String clientId = "36c36b1e-5e60-4ef9-811c-6714fbf88d90";
+
+    final static String clientSecret = "3W8uCiQk7aM1Vxwgaltt2A0tDqN8YYoKnz62pj8rKxw0usZYN6fQRL8wB7Eq3XKy";
+
+    @Autowired
+    IRedisService<String> iRedisService;
+    @Autowired
+    IHttpService iHttpService;
+
+    @Override
+    public NiwodaiDataImportCheckResponseVO dataImportCheck(NiwodaiDataImportCheckRequestVO requestVO) {
+        String token = getToken();
+        if (StringUtils.isEmpty(token)) {
+            log.error("你我贷准入检查时获取token失败,requestVO : {}", JSON.toJSONString(requestVO));
+            throw new QGException("你我贷准入检查时获取token失败", COMMON_THIRD_PARTY_TIMEOUT);
+        }
+        String result = iHttpService.postNiwodaiJson(dataImportCheckUrl, commonHeader(token), JSON.toJSONString(requestVO), true);
+        if (StringUtils.isNotEmpty(result)) {
+            return JSON.parseObject(result, NiwodaiDataImportCheckResponseVO.class);
+        }
+        return null;
+    }
+
+    @Override
+    public NiwodaiIncomingResponseVO incoming(NiwodaiIncomingRequestVO requestVO) {
+        String token = getToken();
+        if (StringUtils.isEmpty(token)) {
+            log.error("你我贷进件时获取token失败,requestVO : {}", JSON.toJSONString(requestVO));
+            throw new QGException("你我贷进件时获取token失败", COMMON_THIRD_PARTY_TIMEOUT);
+        }
+        String result = iHttpService.postNiwodaiJson(incomingUrl, commonHeader(token), JSON.toJSONString(requestVO),true);
+        if (StringUtils.isNotEmpty(result)) {
+            return JSON.parseObject(result, NiwodaiIncomingResponseVO.class);
+        }
+        return null;
+    }
+
+    public String getToken() {
+        String token = iRedisService.getString(RedisKeyConstants.NI_WO_DAI_TOKEN_KEY);
+        if (StringUtils.isBlank(token)) {
+            NiwodaiAccessTokenResponseVO vo = acquireAccessToken();
+            if (vo != null){
+                token = vo.getAccessToken();
+                iRedisService.setStringEx(RedisKeyConstants.NI_WO_DAI_TOKEN_KEY,token,10, TimeUnit.MINUTES);
+            }else {
+                return null;
+            }
+        }
+        return token;
+    }
+
+    public NiwodaiAccessTokenResponseVO acquireAccessToken() {
+        Map<String, String> header = Maps.newHashMap();
+        header.put("Content-Type", "application/x-www-form-urlencoded");
+        header.put("Authorization", "Basic " + Base64.getEncoder().encodeToString((clientId + ":" + clientSecret).getBytes()));
+        Map<String, String> parameters = Maps.newHashMap();
+        parameters.put("grant_type", "client_credentials");
+        String result = null;
+        try {
+            result = iHttpService.postNiwodai(authUrl, header, parameters, true);
+        } catch (Exception e) {
+            e.printStackTrace();
+        }
+        if (StringUtils.isNotEmpty(result)) {
+            return JSON.parseObject(result, NiwodaiAccessTokenResponseVO.class);
+        }
+        return null;
+    }
+
+    private static Map<String, String> commonHeader(String token) {
+        Map<String, String> header = Maps.newHashMap();
+        header.put("Authorization", " bearer " + token);
+        header.put("Content-Type", "application/json");
+        return header;
+    }
+
+}

src/main/java/com/quantgroup/asset/distribution/service/niwodai/vo/NiwodaiAccessTokenResponseVO.java

+package com.quantgroup.asset.distribution.service.niwodai.vo;
+
+import com.fasterxml.jackson.annotation.JsonProperty;
+import lombok.Data;
+
+@Data
+public class NiwodaiAccessTokenResponseVO {
+
+    @JsonProperty("access_token")
+    private String accessToken;
+
+    @JsonProperty("token_type")
+    private String tokenType;
+
+    @JsonProperty("expire_in")
+    private Long expireIn;
+
+    @JsonProperty("scope")
+    private String scope;
+}

src/main/java/com/quantgroup/asset/distribution/service/niwodai/vo/NiwodaiCostant.java

+package com.quantgroup.asset.distribution.service.niwodai.vo;
+
+import lombok.Data;
+
+import java.math.BigDecimal;
+
+public class NiwodaiCostant {
+    @Data
+    public static class UserInfo {
+        /**
+         * 姓名 必填
+         */
+        private String realName;
+        /**
+         * 用户ID 非必填
+         */
+        private String externalUserId;
+        /**
+         * 身份证号（遇到x统一转化为大写） 必填
+         */
+        private String idcardNumber;
+        /**
+         * 手机号 必填
+         */
+        private String phone;
+        /**
+         * 婚姻状况，参见附录 必填
+         */
+        private String maritalStatus;
+        /**
+         * 子女数量，参见附录 非必填
+         */
+        private Integer childrenNum;
+        /**
+         * 性别,参见附录 必填
+         */
+        private String gender;
+        /**
+         * 学历，参见附录  必填
+         */
+        private String education;
+        /**
+         * 常用邮箱  非必填
+         */
+        private String email;
+        /**
+         * 职业，参见附录 必填
+         */
+        private String occupation;
+        /**
+         * 身份证户籍地址 非必填
+         */
+        private String idcardAddress;
+        /**
+         * 发证机关 非必填
+         */
+        private String idcardAuthority;
+        /**
+         * 证件有效期(yyyyMMdd-yyyyMMdd) 必填
+         */
+        private String idcardValidity;
+        /**
+         * 民族(如：汉) 非必填
+         */
+        private String nation;
+        /**
+         * 身份证正面图片 必填
+         */
+        private String idcardFront;
+        /**
+         * 身份证反面图片 必填
+         */
+        private String idcardBack;
+        /**
+         * 活体照片 必填
+         */
+        private String bioPhoto;
+        /**
+         * 手持身份证照片 非必填
+         */
+        private String handIdPhoto;
+        /**
+         * 照片类型:URL, BASE64 必填
+         */
+        private String imageType;
+        /**
+         * 所在省份 必填
+         */
+        private String province;
+        /**
+         * 所在城市 必填
+         */
+        private String city;
+        /**
+         * 所在区县 非必填
+         */
+        private String district;
+        /**
+         * 详细居住地址 必填
+         */
+        private String address;
+        /**
+         * 所属行业，参见附录 必填
+         */
+        private String industry;
+        /**
+         * 月收入,参见附录 必填
+         */
+        private String income;
+        /**
+         * 收入来源，参见附录 非必填
+         */
+        private String incomeType;
+        /**
+         * 负债情况,参见附录 必填
+         */
+        private String debt;
+        /**
+         * 借记卡卡号 非必填
+         */
+        private String debitCardNumber;
+        /**
+         * 信用卡卡号 非必填
+         */
+        private String creditCardNumber;
+    }
+
+    @Data
+    public static class LoanInfo{
+        /**
+         * 贷款金额(如：5000.00)   必填
+         */
+        private BigDecimal amount;
+        /**
+         * 贷款期数  必填
+         */
+        private Integer term;
+        /**
+         * 贷款用途   必填
+         */
+        private String purpose;
+    }
+    @Data
+    public static class CompnayInfo{
+        /**
+         * 工作单位全称  必填
+         */
+        private String name;
+        /**
+         * 公司所在省份 必填
+         */
+        private String province;
+        /**
+         * 公司所在城市 必填
+         */
+        private String city;
+        /**
+         * 公司所在区县 非必填
+         */
+        private String district;
+        /**
+         * 公司电话 非必填
+         */
+        private String phone;
+        /**
+         * 公司详细地址 必填
+         */
+        private String address;
+        /**
+         * 当前公司入职日期，格式：2017-07-01   非必填
+         */
+        private String hireDate;
+        /**
+         * 公司类型，参见附录 非必填
+         */
+        private String type;
+        /**
+         * 职级，参见附录 非必填
+         */
+        private String rank;
+    }
+    @Data
+    public static class Contacts{
+        /**
+         * 第一联系人姓名  必填
+         */
+        private String nameA;
+        /**
+         * 第一联系人电话  必填
+         */
+        private String phoneA;
+        /**
+         * 第一联系人关系  必填
+         */
+        private String relationshipA;
+        /**
+         * 第二联系人姓名  必填
+         */
+        private String nameB;
+        /**
+         * 第二联系人电话  必填
+         */
+        private String phoneB;
+        /**
+         * 第二联系人关系  必填
+         */
+        private String relationshipB;
+    }
+    @Data
+    public static class MnoData{
+        /**
+         * 运营商分析报告，JSON序列化后的字符串(需要GZIP压缩)
+         */
+        private String report;
+        /**
+         * 运营商详单，JSON序列化后的字符串(需要GZIP压缩)
+         */
+        private String details;
+    }
+    @Data
+    public static class CreditRefData{
+        /**
+         * 客户授权人行征信查询时间，精确到秒  非必填
+         */
+        private String authTime;
+    }
+    public enum Gender{
+        /**
+         * 男
+         */
+        MALE,
+        /**
+         * 女
+         */
+        FEMALE;
+    }
+
+    public enum MaritalStatus{
+        /**
+         * 未婚
+         */
+        UNMARRIED,
+        /**
+         * 已婚
+         */
+        MARRIED,
+        /**
+         * 离异
+         */
+        DIVORCE,
+        /**
+         * 丧偶
+         */
+        WIDOWEDSPOUSE;
+    }
+
+    public enum ChildrenNum{
+        /**
+         * 无子女
+         */
+        NONE,
+        /**
+         * 一个子女
+         */
+        ONE,
+        /**
+         * 两个子女
+         */
+        TWO,
+        /**
+         * 三个以上
+         */
+        ABOVE_THREE;
+    }
+
+    public enum  EducationalBackground{
+        /**
+         * 初中及以下
+         */
+        JUNIOR_SCHOOL_AND_BELOW,
+        /**
+         * 高中或中专
+         */
+        HIGH_SCHOOL,
+        /**
+         * 大学专科
+         */
+        ACADEMY,
+        /**
+         * 大学本科
+         */
+        UNIVERSITY,
+        /**
+         * 研究生或以上
+         */
+        POSTGRADUATE_AND_ABOVE;
+    }
+
+    public enum Occupation{
+        /**
+         * 私营业主
+         */
+        PRIVATE_OWNERS,
+        /**
+         * 上班族
+         */
+        WORKER,
+        /**
+         * 个体工商户
+         */
+        BUSINESSMEN,
+        /**
+         * 自由职业者
+         */
+        PROFESSIONAL,
+        /**
+         * 退休/待业/无业
+         */
+        BE_UNEMPLOYED,
+        /**
+         * 在校学生
+         */
+        STUDENT,
+        /**
+         * 农民
+         */
+        FARMER;
+    }
+    /**
+     * 所属行业
+     */
+    public enum Industry{
+        /**
+        *农业/林业/畜牧业/渔业
+        **/
+        AGRICULTURE,
+        /**
+         *采矿业
+         **/
+        MINING_INDUSTRY,
+        /**
+         *制造业
+         **/
+        MANUFACTURING_INDUSTRY,
+        /**
+         *电力/热力/燃气/水生产/供应业
+         **/
+        SUPPLY_INDUSTRY,
+        /**
+         *建筑业
+         **/
+        CONSTRUCTION_BUSINESS,
+        /**
+         *批发/零售业
+         **/
+        RETAIL,
+        /**
+         *交通运输/仓储业/邮政业
+         **/
+        TRANSPORTATION,
+        /**
+         *住宿/餐饮业
+         **/
+        RESTAURANT,
+        /**
+         *信息传输/软件/信息技术服务业
+         **/
+        INFORMATION_TECHNOLOGY_SERVICES,
+        /**
+         *金融业
+         **/
+        FINANCE,
+        /**
+         *房地产业
+         **/
+        ESTATE,
+        /**
+         *租赁/商务服务业
+         **/
+        BUSINESS_SERVICES,
+        /**
+         *科学研究/技术服务业
+         **/
+        TECHNOLOGICAL_SERVICES,
+        /**
+         *水利/环境/公共设施管理业
+         **/
+        PUBLIC_FACILITY_MANAGEMENT,
+        /**
+         *居民服务/修理/其他服务业
+         **/
+        RESIDENT_SERVICE,
+        /**
+         *教育
+         **/
+        EDUCATION,
+        /**
+         *卫生/社会工作
+         **/
+        SOCIAL_WORK,
+        /**
+         *文化/体育/娱乐业
+         **/
+        ENTERTAINMENT,
+        /**
+         *公共管理/社会保障/社会组织/国际组织
+         **/
+        PUBLIC_ADMINISTRATION,
+        /**
+         *未知
+         **/
+        UNKNOWN;
+    }
+    /**
+     * 月收入
+     */
+    public enum Income{
+        /**
+         * 无固定收入
+         */
+        ZERO,
+        /**
+         * 0-3000元
+         */
+        ONE,
+        /**
+         * 3000-6000元
+         */
+        TWO,
+        /**
+         * 6000-10000元
+         */
+        THREE,
+        /**
+         * 10000-15000元
+         */
+        FOUR,
+        /**
+         * 	15000-20000元
+         */
+        FIVE,
+        /**
+         * 20000元及以上
+         */
+        SIX;
+    }
+    /**
+     * 收入来源
+     */
+    public enum IncomeType{
+        /**
+         * 工资奖金
+         */
+        SALARY,
+        /**
+         * 经营收入
+         */
+        OPERATING_INCOME,
+        /**
+         * 投资理财
+         */
+        INVESTMENT,
+        /**
+         * 房租收入
+         */
+        HOUSE_RENT,
+        /**
+         * 其他
+         */
+        OTHER;
+    }
+
+    /**
+     * 负债情况
+     */
+    public enum Debt{
+        /**
+         * 无负债
+         */
+        ZERO,
+        /**
+         * 0-3000元
+         */
+        ONE,
+        /**
+         * 3000-6000元
+         */
+        TWO,
+        /**
+         * 6000-10000元
+         */
+        THREE,
+        /**
+         * 10000-15000元
+         */
+        FOUR,
+        /**
+         * 15000-20000元
+         */
+        FIVE,
+        /**
+         * 20000元及以上
+         */
+        SIX;
+    }
+    /**
+     * 贷款用途
+     */
+    public enum Purpose{
+        /**
+         * 个人日常消费
+         */
+        CONSUMPTION,
+        /**
+         * 房屋装修
+         */
+        RENOVATION,
+        /**
+         * 电子数码
+         */
+        ELECTRONIC_PRODUCT,
+        /**
+         * 旅游
+         */
+        TOURISM;
+    }
+
+    /**
+     * 联系人关系
+     */
+    public enum Relationship{
+        /**
+         * 父亲
+         */
+        FATHER,
+        /**
+         * 母亲
+         */
+        MOTHER,
+        /**
+         * 儿子
+         */
+        SON,
+        /**
+         * 女儿
+         */
+        DAUGHTER,
+        /**
+         * 	哥哥
+         */
+        BROTHER,
+        /**
+         * 弟弟
+         */
+        YOUNGER_BROTHER,
+        /**
+         * 姐姐
+         */
+        SISTER,
+        /**
+         * 妹妹
+         */
+        YOUNGER_SISTER,
+        /**
+         * 配偶
+         */
+        SPOUSE,
+        /**
+         * 同事
+         */
+        COLLEAGUE,
+        /**
+         * 朋友
+         */
+        FRIEND,
+        /**
+         * 同学
+         */
+        CLASSMATE,
+        /**
+         * 其他
+         */
+        OTHER;
+    }
+    /**
+     * 公司类型
+     */
+    public enum Type{
+        /**
+         * 政府或企事业单位
+         */
+        GOVERNMENT_OR_INSTITUTION,
+        /**
+         * 国企央企
+         */
+        SOE,
+        /**
+         * 外资企业
+         */
+        FOREIGN_ENTERPRISE,
+        /**
+         * 上市公司
+         */
+        LISTED_COMPANY,
+        /**
+         * 普通民营企业
+         */
+        PRIVATE_ENTERPRISE,
+        /**
+         * 	个体工商户
+         */
+        INDIVIDUAL_BUSINESS,
+        /**
+         * 其他
+         */
+        OTHER;
+    }
+
+    /**
+     * 职级
+     */
+    public enum Rank{
+        /**
+         * 高级领导
+         */
+        DIRECTOR,
+        /**
+         * 中级领导
+         */
+        MANAGER,
+        /**
+         * 一般员工
+         */
+        EMPLOYEES,
+        /**
+         * 其他
+         */
+        OTHER,
+        /**
+         * 未知
+         */
+        UNKNOWN;
+    }
+
+}

src/main/java/com/quantgroup/asset/distribution/service/niwodai/vo/NiwodaiDataImportCheckRequestVO.java

+package com.quantgroup.asset.distribution.service.niwodai.vo;
+
+import lombok.Data;
+
+import java.io.Serializable;
+import java.math.BigDecimal;
+
+@Data
+public class NiwodaiDataImportCheckRequestVO implements Serializable {
+
+    private static final long serialVersionUID = 1L;
+
+    /**
+     * 真实姓名 必填
+     */
+    private String realName;
+
+    /**
+     *身份证号 必填
+     */
+    private String idcardNumber;
+
+    /**
+     * 电话号码 必填
+     */
+    private String phone;
+
+    /**
+     * 期望借款金额 非必填
+     */
+    private BigDecimal amount;
+
+    /**
+     * 用户ID 非必填
+     */
+    private String externalUserId;
+
+}

src/main/java/com/quantgroup/asset/distribution/service/niwodai/vo/NiwodaiDataImportCheckResponseVO.java

+package com.quantgroup.asset.distribution.service.niwodai.vo;
+
+import lombok.Data;
+
+import java.io.Serializable;
+
+@Data
+public class NiwodaiDataImportCheckResponseVO implements Serializable {
+
+    private static final long serialVersionUID = 1L;
+
+    /**
+     * 是否通过，是：true，否：false  必须
+     */
+    private Boolean pass;
+
+    /**
+     * 准入未通过原因 非必须
+     */
+    private String reason;
+}

src/main/java/com/quantgroup/asset/distribution/service/niwodai/vo/NiwodaiIncomingRequestVO.java

+package com.quantgroup.asset.distribution.service.niwodai.vo;
+
+import com.alibaba.fastjson.JSON;
+import com.alibaba.fastjson.JSONObject;
+import lombok.Data;
+
+import java.io.Serializable;
+import java.util.Map;
+
+@Data
+public class NiwodaiIncomingRequestVO implements Serializable {
+
+    private static final long serialVersionUID = 1L;
+    /**
+     * 	资产渠道唯一标识当前申请信息的流水号 必填
+     */
+    private String orderId;
+    /**
+     * 借款人基本信息 必填
+     */
+    private NiwodaiCostant.UserInfo userInfo;
+    /**
+     * 借款申请信息 必填
+     */
+    private NiwodaiCostant.LoanInfo loanInfo;
+    /**
+     * 公司信息 必填
+     */
+    private NiwodaiCostant.CompnayInfo companyInfo;
+    /**
+     * 联系人信息 必填
+     */
+    private NiwodaiCostant.Contacts contacts;
+    /**
+     * 运营商数据 必填
+     */
+    private NiwodaiCostant.MnoData mnoData;
+    /**
+     * 手机安装App信息，JSON序列化后的字符串(需要GZIP压缩) 非必填
+     */
+    private String appListData;
+    /**
+     * 设备信息，JSON序列化后的字符串(需要GZIP压缩) 非必填
+     */
+    private String deviceInfo;
+    /**
+     * 人行征信授权信息  非必填
+     */
+    private NiwodaiCostant.CreditRefData creditRefData;
+
+    public Map<String,Object> toMap(){
+        return JSONObject.parseObject(JSON.toJSONString(this));
+    }
+
+}

src/main/java/com/quantgroup/asset/distribution/service/niwodai/vo/NiwodaiIncomingResponseVO.java

+package com.quantgroup.asset.distribution.service.niwodai.vo;
+
+import lombok.Data;
+
+import java.io.Serializable;
+
+@Data
+public class NiwodaiIncomingResponseVO implements Serializable {
+
+    private static final long serialVersionUID = 1L;
+    /**
+     * 300004:进件处理中; 300005:进件拒绝  必填
+     */
+    private Integer code;
+    /**
+     * 描述信息 非必填
+     */
+    private String message;
+}